Unemployed loans
A magic wand when you are out of work

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Interest Rates

Bad Credit
Doesn’t Matter


Are you unable to manage your finances because of unemployment? Why take stress when Credit Lender provides unemployed loans in Ireland regardless of your credit history? Traditional lending companies do not provide unemployed loans because of the huge risk involved in lending you money. Your income status is one of the most significant factors considered while approving your application. Lack of full-time employment may have accounted for rejection of your loan application.

We understand nobody loves to stay unemployed, but the dynamic environment of companies often makes you redundant. Emergency pops up regardless of your employment status. We give a helping hand to bring stability in your finances during your tough time.

Eligibility criteria:

  • You must be the permanent resident of Ireland.
  • You must be at least 18-years-old.
  • You must have a bank account.
  • You must have a source of income.

How do our unemployed loans work?

This is the most intriguing question that many borrowers want to know. It seems odd to take out loans for unemployed in Ireland when you are out of work. How will you reimburse your debt? If you meet the eligibility criteria, you will apply for the loan online by filling an application form.

Then, you will be asked to submit your income statement arising out of any source, which can be either a part-time/temporary job or income-generating asset. We will evaluate your incomings and outgoings to assess your affordability. The amount will be disbursed as your application is approved. This entire procedure takes a couple of hours.

Features of our unemployed loans:

  • Our repayment period is flexible and easy to follow.
  • Interest rates are competitive.
  • You can apply online.
  • You will get funds on the same day. (Next day if you apply on holiday)
  • Both homeowners and tenants are eligible.
  • You can apply for the loan even if you are relying on govt benefits.
  • We charge no upfront and hidden fees.

Can you get unemployed loans despite your bad credit report?

Beyond a shadow of a doubt, you can get loans for unemployed with bad credit. We conduct a soft credit check, which does not put hard enquiries on your report. Our aim is to provide you with financial assistance as much as we can. As long as we are certain that you will be able to pay off your debt after meeting all of your expenses, we will not deny you lending money.

Borrowers with a good credit history get funds at a lower rate of interest than those with a bad credit report. You can use our payday loans for unemployed for any purpose. We strive hard to give best and personalised services to our borrowers, therefore, we deliver funds at your doorstep.

Our doorstep services enable our agents to have a meeting with you about the disbursal limit and repayment offers. In addition, the agent will also visit your home to collect funds.

Apply for an unemployed loan at the most competitive interest rates. We assure you that you will not fall within a debt web because we disburse what you can afford.

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